Hamburg Commercial Bank AG

Hamburg Commercial Bank AG (HCOB) is a private commercial bank headquartered in Hamburg that specialises in tailor-made financing solutions for German and European companies. It also has a strong position in Germany-focused real estate financing, is an established project financier in Europe, and a reliable partner for the shipping sector. The bank operates from several locations in Germany as well as in Amsterdam, London, Luxembourg, and Piraeus. Under the ‘Hamburg Direct Bank’ brand, HCOB offers call money and fixed-term deposits for private customers. Since 2006, HCOB has been licensed to issue all three types of Pfandbriefe and issues mortgage- and ship Pfandbriefe.

Rating

Moody's

Hypotheken-Pfandbriefe

Aaa

Public Pfandbrief

short-term liabilities

P-2

long-term liabilities

A3 ->

financial strength

baa3

Schiffspfandbriefe

Aa3

Selected key figures

Total assets

Mortgage loan portfolio

Residential loans

Commercial loans

of which cross-border

Mortgage loan commitments

Residential loans

Commercial loans

of which cross-border

Public-sector loan portfolio

of which cross-border

Public-sector loan commitments

of which cross-border

Total funds outstanding (registered and bearer bonds)⁽¹⁾

Mortgage Pfandbrief

Public Pfandbrief

Unsecured bonds

Jumbo issues outstanding

Benchmark issues outstanding

Refinancing funds raised

Mortgage Pfandbrief

Public Pfandbrief

Unsecured bonds

Subordinated liabilities

2024 in Mio €

34,909

7,770

1,475

6,295

1,803

955

339

616

150

1,120

12,457

2,700

602

7,630

3,500

775

3,212

919

2023 in Mio €

32,985

7,892

1,175

6,717

1,541

1,571

182

1,389

721

1,396

428

11,265

2,661

658

6,546

3,000

750

500

2,790

910

⁽¹⁾	Ship Pfandbrief: 2025: 775 Mio. € / 2024: 1.525 Mio. €